Every comparison follows the same clear path. Here is exactly what happens from the moment you land on our platform to the moment you start saving money.
Start by selecting the service category that matters to you. Whether it is home insurance, car insurance, energy, broadband, mobile plans or financial products like mortgages and personal loans, our platform covers them all. Each category has its own dedicated comparison engine, built to capture the specific details that affect pricing and suitability in that market. You can compare multiple categories in a single session if you like — many of our users check their insurance and energy deals at the same time to maximise their savings in one sitting.
We ask you a short series of questions tailored to the service you are comparing. For insurance, this might include your address, property type and claims history. For energy, we need your current supplier and usage level. For broadband, your Eircode helps us show only the packages available at your exact location. We have worked hard to keep these forms as short as possible — most take under three minutes to complete. The information you provide is used only to generate accurate, personalised quotes and is handled in accordance with our strict privacy policy and GDPR obligations.
Within seconds, our engine returns a list of results ranked by default from lowest price to highest. But price is not the only thing that matters, which is why you can also sort by customer rating, cover level or contract flexibility. Each result card shows a clear summary of what is included — and what is not. You can expand any result to see the full breakdown, including excess amounts, contract terms, early-exit fees and any special conditions. We highlight the differences between your current deal and each alternative so you can see at a glance exactly where you would gain or lose by switching. Our goal is to make the comparison as transparent as possible, so there are no surprises after you commit.
Once you have found the deal that suits you best, click through to the provider to complete your application. In many cases, the switch can be done entirely online in a matter of minutes. For some services, such as energy, the new provider handles the entire changeover process and there is no interruption to your supply. For insurance, your new policy can often start on the same day your old one expires. If you prefer to speak to someone, you can call the provider directly — we display their contact number alongside every result. After switching, many of our users report annual savings of between €200 and €500, depending on the service. We send you a reminder when your new contract is approaching renewal, so you can compare again and make sure you are still on the best available deal.
Not all comparison platforms work the same way. Here is what sets our approach apart from the rest.
Some comparison sites only display results from providers who pay to be listed. We take a different approach. Our engine pulls data from every provider operating in the Irish market for each category, regardless of whether they have a commercial relationship with us. This means you see the complete picture, not a curated subset. When a result comes from a partner, we label it clearly — but it never gets preferential placement in the rankings.
We do not employ salespeople and we will never cold-call you after a comparison. The decision to switch is always yours, made in your own time. If you save your results and come back a week later, your comparison will still be there. We believe that informed consumers make better decisions when they are not being pressured, and our entire user experience is designed around that principle.
If you opt in, we will send you a single email reminder four weeks before your policy or contract is due for renewal. This gives you enough time to run a fresh comparison and switch if a better deal has appeared. You can unsubscribe from reminders at any time with one click. We never share your email with third parties for marketing purposes.
A transparent look at what you get when you choose to compare services through our platform versus typical alternatives.
| Feature | CompareValuate | Typical comparison site | Going direct to provider |
|---|---|---|---|
| Full market coverage | ✓ | ✗ (panel only) | ✗ (single provider) |
| Side-by-side feature breakdown | ✓ | ✓ (limited) | ✗ |
| No sales calls after comparison | ✓ | ✗ | ✗ |
| Renewal reminders | ✓ | ✗ | ✗ |
| Transparent partner labelling | ✓ | ✗ | N/A |
| Free to use | ✓ | ✓ | ✓ |
| Irish market focus | ✓ | ✗ (often UK-centric) | ✓ |
Beyond simple price listings, our platform includes several tools designed to give you deeper insight before you commit.
Each result receives a suitability score based on how well it matches your stated needs. A plan with a low price but poor cover for your situation will score lower than a slightly more expensive option that fits perfectly. This helps you avoid false economies and choose with confidence.
Our integrated cost calculator lets you model the total cost of ownership over the full contract term, including introductory rates, standard rates and any exit fees. This is especially useful for broadband and energy deals where headline prices can be misleading without context.
We aggregate verified user ratings for every provider, covering categories like customer service, claims handling, value for money and ease of switching. These ratings come from real customers and are updated monthly, giving you a reliable picture of what it is actually like to be with each provider.
Our editorial team reads the terms and conditions so you do not have to. For each product, we surface the most important clauses — things like automatic renewal, price-increase triggers and exclusions — in plain language. This feature has helped thousands of users avoid nasty surprises after signing up.
Start your first comparison today. It takes less than three minutes and could save you hundreds of euro every year on the services you already use.
Contact us to get started